Collateral security free loan up to ₹10 Lakhs
  • West Bengal
  • The chief minister of West Bengal Mamata Banerjee has launched West Bengal Student Credit Card Scheme.
  • Through this Scheme, students will be provided educational loans up to Rs 10 lakh for higher studies.
  • The decision to launch this scheme was taken in a state cabinet meeting which was held on 24 June 2021.
  • Students studying in class 10th or above will be able to take benefit of this scheme.
  • The loan provided through this scheme will be available at a very low rate of interest.
  • In order to get the number of loans students will be provided a credit card.
  • Through this credit card, students can withdraw the amount of loan.
  • All those students who are living in West Bengal for the last 10 years can take benefit of this scheme.
  • West Bengal Student Credit Card can also be availed for undergraduate, postgraduate, doctoral, and postdoctoral studies in India or abroad This scene was a part of the election manifesto of Trinamool Congress.
  • The benefit of this scheme can avail till 40 years of age.

After getting job students have to repay the amount of the loan within a period of 15 years.


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